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About Us

Welcome to NewHealthQuotes.com. NewHealthQuotes.com is one of the numerous products and services that are owned and operated by LeadCreations.com, LLC. (http://www.leadcreations.com)

LeadCreations.com is a leader in performance-based marketing for interactive advertisers and publishers.

Contact Us

By Mail
201 Alhambra Circle, Ste.501 Coral Gables, FL 33134

By Phone
305.394.9412

By Fax
707.281.0421

By Email
Privacy: privacy@newhealthquotes.com
Technical Support: support@newhealthquotes.com

DMCA

THIS NOTICE IS SUBJECT TO MODIFICATION OR TERMINATION AT ANY TIME, WHETHER FOR CHANGES IN THE LAW OR AT OUR CONVENIENCE WITHOUT ADVANCE NOTICE. YOU MUST CHECK BACK FREQUENTLY TO ENSURE THAT YOU SEE A CORRECT, CURRENT VERSION OF THE NOTICE.

It is our policy to respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act and other applicable intellectual property laws.

Please refer to the following detailed instructions which must be followed to protect your rights under the Digital Millennium Copyright Act.

 

Infringement Notification

To file a notice of infringement with us, you must provide a written communication (by fax or regular mail -- not by email, except by prior agreement) that sets forth the items specified below. Please note that you may be liable for damages (including costs and attorneys' fees) if you materially misrepresent that a product or activity is infringing your copyrights. Accordingly, if you are not sure whether material available online infringes your copyright, we suggest that you first contact an attorney.

Your communication must include substantially all of the following:

1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

2. Identify in sufficient detail the location of copyrighted work that you believe has been infringed upon (for example, "The copyrighted work at issue is the text that appears on http://www.usahealthquotes.net") or other information sufficient to specify the copyrighted work being infringed. If multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.

3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material.

4. Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted.

5. The following statement: "I have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law."

6. The following statement: "I swear, under penalty of perjury, that the information in the notification is accurate, and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed."

Send the written communication to:

LeadCreations.com, LLC

Attn: DMCA Complaints

201 Alhambra Circle #501

Coral Gables, FL 33134

Terms&Conditions

IMPORTANT: Legal Terms and Conditions Page

Welcome to NewHealthQuotes.com a LeadCreations.com (the “Company") Web Site (the “Site”)! Your access to and use of the Site is subject to the Terms and Conditions set forth in this Agreement.


PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING THE SITE.

BY USING THE SITE, YOU WILL BE ACKNOWLEDGING THAT YOU HAVE READ THIS AGREEMENT AND AGREED WITHOUT LIMITATION OR QUALIFICATION, TO BE LEGALLY BOUND BY THIS AGREEMENT ANDTHE TERMS OF THE NewHealthQuotes.com PRIVACY POLICY.

IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE.

THE COMPANY MAY, FROM TIME TO TIME, MAKE CHANGES OR ADDITIONS TO THIS AGREEMENT, AND YOUR CONTINUED USE OF THE SITE AFTER THE COMPANY MAKES SUCH CHANGES OR ADDITIONS WILL SIGNIFY THAT YOU AGREE TO SUCH CHANGES OR ADDITIONS. YOU SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS.

  1. Authorized uses. The Company, authorizes you to use this Site and to display its content but solely for your own personal noncommercial use. Any other use is strictly prohibited. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any material at the Site, use of the Site, or access to the Site. By using this Site you acknowledge that you have read and understood the terms of the NewHealthQuotes.com Privacy Policy and agree to said terms.
  1. Proprietary Rights. Everything that appears on the Site is protected under the copyright laws of the United States and other countries and may not be used except as provide in these Terms and Conditions. The Company neither represents nor warrants that your use of materials displayed at the Site will not infringe rights of third parties.
  1. Inaccuracies at the Site. While the Company uses reasonable efforts to include accurate and up to date information at the Site, the Company makes no warranties or representations as to the Site’s accuracy. The Company disclaims any and all liability for the accuracy, completeness, or correctness of such information.
  1. Security at the Site. While the Company uses reasonable efforts to safeguard the security of the Site, there can be no guaranty that such safeguards will successfully prevent unauthorized alterations in the content or functionality of the Site. The Company assumes no liability or responsibility for any unauthorized alterations in the content or functionality of the Site.
  1. Disclaimer of Warranties. Neither the Company nor any other party involved in creating, producing, or delivering the Site makes any representations about the suitability of the content of this Site for any purpose, nor that your use of the Site will be uninterrupted or error-free. EVERYTHING ON THIS SITE IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusions of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.
  1. Limitation of Liabilities. Neither the Company nor any other party involved in creating, producing, or delivering the Site assumes any responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from this Site. Your use of and browsing in the Site are at your risk. NO SUCH PARTY SHALL BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THE SITE. IN NO EVENT SHALL THE COMPANYS TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.
  1. Content Submitted or Made Available for Inclusion at the Site. Any unsolicited communication or material that you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non-confidential and non-proprietary. Any unsolicited communication or material that you transmit or post may be used by the Company or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcasting, distribution or posting. Furthermore, the Company will be free to use any ideas, concepts, know-how, or techniques contained in any unsolicited communication or material that you send to the Site for any purpose whatsoever including, but not limited to developing, manufacturing and marketing products using such information.
  1. Images of People or Places. Images of people or places displayed on the Site are either the property of, or used with permission by, the Company. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
  1. Trademark Information. The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Site, are registered and unregistered Trademarks of the Company and others. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of the Company or such third party that may own the Trademarks displayed on the Site. Your use of the Trademarks displayed on the Site, or any other content on the Site, except as provide in these Terms and Conditions, is strictly prohibited. You are also advised the Company will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.
  1. Links. The Company has not reviewed any sites that may be linked to the Site and is not responsible for the content of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.
  1. Conduct of Site Visitors. Although the Company may from time to time monitor or review postings, transmissions, and the like on the Site, the Company is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. The Company retains the right to remove any such posting and will fully cooperate with any law enforcement authorities or court order requesting or directing the Company to disclose the identity of anyone posting any such information or materials.
  1. Dealings with Advertisers. Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that the Company shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Site.
  1. Notices. The Company may give notice to its users by means of a general notice on this Site, electronic mail to a user’s e-mail address on its records, or by written communication sent by first class mail to a user’s address on its records.
  1. International Use. None of the products or underlying information or technology available at this Site may be downloaded or otherwise exported (i) into (or to a national or resident of) Cuba, Iraq, Iran, Libya, North Korea, Sudan, Syria, or any other country to which the United States has embargoed goods; or (ii) to anyone on the United Stated Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders. By downloading from, or using the Site, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list. You further agree to indemnify the Company against any all costs, liabilities, losses or expenses arising from, or relating to, any asserted violation by you of any of the laws and administrative regulations of the Untied States relating to the control of exports of commodities and technical data.
  1. Monitoring, Copying, Altering or Interfering With the Site. You agree that you will not use any robot, spider, Web crawler, screen scraper, automated query program or other automatic device or manual process to monitor or copy our web pages or the content contained herein without our prior expressed written permission. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Site. You agree that you will not take any action that I poses an unreasonable or disproportionately large load on our infrastructure. You agree that you will not copy, reproduce, alter, modify, create derivative works, or publicly display any content from our Web site without the prior expressed written permission of the Company or the appropriate third party.
  1. General Information. These terms and conditions shall be governed by and construed in accordance with the laws of the home state of NewHealthQuotes.com, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms and Conditions shall be filed only in the state or federal courts located in home state of NewHealthQuotes.com, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provisions of these Terms and Conditions shall be unlawful, void, or for any reason unenforceable, then the provision shall be deemed severable from these Terms and Conditions and shall not affect the validity and enforceability of any remaining provisions. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. This Agreement sets forth the entire understanding and agreement between us with respect to the subject matter hereof.

Privacy Statement


Updated 06/15/2006

NewHealthQuotes provides various online and offline marketing campaigns to consumers and hosts a web site http://www.NewHealthQuotes.com . Through these vehicles, we serve as a conduit through which special offers are made available to consumers by our marketing partners, advertisers, and other third parties. Please note that because our role is limited to ensuring that our marketing partners, advertisers, and other third parties reach their targeted audience, we cannot be held responsible for these offers, including, but not limited to, the availability of product inventory, the time necessary to fulfill special offers, or any other circumstance related to the special offers that we send to consumers. For questions about any aspect of these offers, please contact the provider of the relevant offer.

NewHealthQuotes respects Internet users" concern about the privacy of their personal information. Therefore, we have created this Privacy Policy in order to explain our practices with respect to the collection, use, and disclosure of personal and non-personal information provided by recipients of our marketing messages, visitors to our Web site, and our marketing partners, advertisers, and other third parties.

By participating in marketing campaigns presented by NewHealthQuotes or visiting our Web site, you agree, without limitation, to the practices described in this Privacy Policy and also accept, without limitation or qualification, all terms and conditions concerning these campaigns and Web site. We may at any time revise these terms and conditions. You are bound by any such revisions and should therefore periodically visit them to review the then-current terms and conditions to which you are bound.


Collection of Information

  • E-Mail Marketing

In general, we may collect personal information from recipients of our marketing campaigns and visitors to our Web site when they voluntarily provide it to us by (1) completing our registration form or a survey, (2) registering for a contest or sweepstakes, (3) electing to use one of our services, or (4) contacting us (including our webmaster, customer service representatives, or other employees) by email. We may also collect information about consumers to whom we direct our marketing campaigns from our marketing partners, advertisers, and other third parties. As part of these activities, we may ask individuals to provide us with information including, but not limited to, name, physical address, email address, telephone number, birth date, gender, username, password, social security number, other unique identifiers (such as member ID number), financial information (such as credit card number, credit card expiration date, purchase history and other purchase data), areas of interest, categories of offers and specific offers that they may be interested in receiving, and demographic information (such as income level).

  • Non-Personal Information

As part of the standard operation of our Web site and the web pages that you access via hyperlinks in our online marketing campaigns ("Other Web Pages"), we may collect certain non-personal information from visitors including, but not limited to, their browser type (e.g., Netscape or Internet Explorer), operating system (e.g., Windows or Macintosh), IP address, and the domain name from which they accessed the site (e.g., lycos.com). In addition, we may collect information about visitors" browsing behavior, such as the date and time they visit our Web site or Other Web Pages, the areas or pages of our Web site and Other Web Pages that they visit, the amount of time spent viewing our Web site and Other Web Pages, the number of times the visitor returns to our Web site and Other Web Pages, and other click-stream data. We may use cookies (small text files that are stored on the hard drives of visitors computers when they access our Web site) to collect this information, which may be combined with visitors" personal information. We may also use cookies for other purposes, including, but not limited to, retrieving information previously provided by recipients of our marketing campaigns and visitors to our Web site and remembering the passwords of visitors" to our Web Site and Other Web pages. We may also allow unaffiliated third parties, such as advertisers, to serve cookies to visitors of our Web site and these cookies may collect consumers" personal information. Visitors to our Web site are always free to decline cookies, but in doing so they may not be able to use certain features on our Web site. The "help" segment of the toolbar on most browsers explains how to configure a browser to not accept new cookies, how to have the browser inform a user when they receive a new cookie, and how to erase cookies from their hard drives. We may use web beacons or other tools to collect the above-described non-personal information, which may be combined with other personal information that we collect. We may also use web beacons and other tools to track information about visitors to our Web site and Other Web Pages after they leave these locations. Web beacons may also be used for purposes such as accessing cookies, counting page visits, and otherwise facilitating visitors" online experience.


Use of Information
We may use information collected from recipients of our marketing campaigns, visitors to our Web site, and our marketing partners, advertisers, and other third parties for any of the following purposes in either the online or offline arena: (1) to provide individuals with targeted offers based on their specific requests or their stated preference to receive certain categories of offers; (2) to send individuals information and promotional materials from our company as well as from our marketing partners, advertisers, and other third parties, (3) to deliver targeted display advertisements and offers through online marketing communications, such as emails, banner advertisements, and pop-up advertisements (by matching criteria provided by our advertisers with information collected from our visitors); (4) to enable our marketing partners, advertisers, and other third parties to communicate with individuals; (5) to administer contests and sweepstakes offered on our Web site, Other Web Pages, or on our partners" Web sites; (6) to contact visitors to our Web site or registered members of our marketing campaigns when necessary; (7) to help address problems with our Web site or marketing services; (8) to administer our Web site; (9) to conduct internal reviews of our Web site (e.g., to determine the number of visitors to specific pages within the site); (10) to help us better understand recipients of our marketing campaigns and visitors" use of our Web site; and (11) to protect the security or integrity of our Web site and Other Web Pages that are accessible through our online marketing campaigns. Non-personal information will be used for these purposes as well as for conducting internal reviews and monitoring of our Web site and Other Web Pages that are accessible through our online marketing campaigns and providing a greater online experience for our visitors.


Disclosure of Information
We may transfer or otherwise disclose information collected from recipients of our marketing campaigns, visitors to our Web site, and our marketing partners, advertisers, and other third parties to our employees and independent contractors, to our subsidiaries and affiliates, and to our consultants, other business associates, and suppliers, if the disclosure will enable that party to perform a business, professional, or technical support function for us. Disclosure of information may also be necessary to respond to judicial process, to provide information to law enforcement agencies, or to facilitate investigation of matters of public safety, as permitted by law.

We may also disclose information we collect from recipients of our marketing campaigns, visitors to our Web site, and our marketing partners, advertisers, and other third parties to other marketing partners, advertisers, and third parties who may use the information in connection with their business operations, such as to send targeted offers, marketing materials, and other communications to them. In addition, we may share, rent, sell, or transfer any of the personal information provided by you or from our marketing partners, advertisers, or other third parties. We are not responsible for the practices of our marketing partners, advertisers, or other third parties.


Security
We have implemented certain physical, electronic, and managerial procedures to safeguard and secure the information we collect from recipients of our marketing campaigns, from visitors to our Web site, and from our marketing partners, advertisers, and other third parties.


Visitors should consider any electronic communication that they transmit to us (such as data, questions or answers, comments, suggestions, or other communications) to be non-confidential. We will not be liable or responsible if information that belongs to an individual is intercepted and used by an unintended recipient, or is otherwise accessed and used without our written permission. By participating in our marketing campaigns or visiting our Web site, you assume this risk.


Opt-Out Policy
We offer visitors to our Web site and recipients of our marketing campaigns the opportunity to opt-out of receiving communications from us and to opt-in and opt-out of receiving communications from our marketing partners, advertisers, and other third parties. If you have subscribed to our service and wish to stop receiving any future communications from us, please email us at support@NewHealthQuotes.com . These unsubscribe options are also included in email communications that you receive from us (whether sent on our own behalf or on behalf of third parties) Please note that if you wish to stop receiving communications from any of our marketing partners, advertisers, or other third parties you must communicate with these entities directly. We are unable to process unsubscribe requests for any of our marketing partners, advertisers, or other third parties.

We take all reasonable measures to ensure that your unsubscribe requests are fulfilled in a timely manner. However, despite these precautions, there is always the chance that after you unsubscribe you may receive additional communications from us that may have resulted from an inadvertent technical or other processing error. If this happens, please notify us of those communications by writing to support@NewHealthQuotes.com and we will take immediate steps to rectify the situation.


Children
Our online marketing campaigns and Web site are not directed to, nor do we knowingly collect any personal information from, children under 13.


Third Party Web Sites
Our Web site and Other Web Pages that are accessible through our online marketing campaigns may contain links to other third party web sites (such as those of our advertisers), which may have privacy policies that differ from our own. We are not responsible for the activities and practices that take place on these web sites. Accordingly, we recommend that you review the privacy policy posted on any web site that you may access through our Web site.


Unforeseen Circumstances
In the event that NewHealthQuotes or any of its assets are acquired by a third party, personal information acquired by us may be one of the assets transferred.


Changes To This Privacy Policy
There may be times when we need to amend, modify, remove, or change various aspects of this Privacy Policy, and we reserve the right to do so at our discretion. We recommend that you revisit this Privacy Policy periodically to ensure that you are aware of our current privacy practices. You can be assured that any changes that we make will not be applied retroactively and that we will not materially change how we handle previously collected information without your consent. Your continued use of our services following any changes signifies your acceptance of these changes.

I further agree to the below statement:

Even if I am on a National or State DO NOT CALL List, by requesting information and contact as offered on this inquiry form and submitting my contact information which may include my telephone number, you or your assignee are authorized to contact me by telephone at that number regarding the LeadCreations Opportunity for the three (3) month period following date of this consent.

Unsubscribe

We take your privacy very seriously and will adhere to all guidelines regarding removing your email from any future email marketing campaigns.

We work with numerous publishers who promote our website. Every day NewHealthQuotes.com provides all the publishers who promote our website with an updated version of our unsubscribe list notifying them to remove your address.

If you still receive emails from any publisher who promotes our website 48 hours after you unsubscribe, please forward a copy of that email to unsubscribe@NewHealthQuotes.com and we will take proper action with that publisher.

Please enter your email address in the box below to unsubscribe from future email marketing messages and click on submit:

Anti Spam Policy

In an effort to protect affiliates and advertisers alike, LeadCreations.com has setup the following policies pertaining to SPAM and the sending of unsolicited commercial emails:

LeadCreations.com has a zero-tolerance policy towards spam and the sending of unsolicited commercial emails. Publishers who engage in spamming and/or sending of unsolicited commercial email will have their accounts terminated.

LeadCreations.com expects all publishers to be current and in compliance of all Federal, State, and Local laws applicable to email marketing and web publishing. Failure to comply with the current laws will result in account termination.

Should a spam complaint arise from a user against an publisher, we require that the publisher be able to furnish the date, time, and IP address in which the user subscribed to their list. We also require that the user be removed from the publisher's database prior to any further promotion of our offers.

To report a spam offender, please email us at abuse@leadcreations.com.

 

I had a great experience finding health insurance. After I filled out my information, I received a call from a qualified agent. He was so professional and knowledgeable about health insurance. This is the best way to get quotes from health carriers.
-Susan from Dallas

Transitioning out of school and supporting myself was tough. There were so many things I didn’t even think about, like health insurance. I'm glad I found a website that helped agents get in touch with me. A helpful agent helped me get the best possible insurance at the best possible price. This was so easy. I just filled out the form and waited for my agent to call me.
-Joe from Eugene
 
   

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